Also, check to see if any place you go often has a phone app that gets you some sort of discount for using it. There is a fast food place called Sonic, in the US, and you get half-price drinks and quite often free things, by using the app. Convenient and thrifty!
If you spend that Paypal money, it needs to be an on-budget account, and reconciled in your YNAB or whatever you use to track money.